Area Credit Manager (Telangana)
Hyderabad, Telangana
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Company Description
Heritage Finlease Limited is a NBFC company based out of Hyderabad, Telangana, India.
Role Description
We are looking for an experienced and result-oriented Area Credit Manager – Telangana to manage credit operations for our Used Vehicle Loan business across Commercial Vehicle, Two-Wheeler, and Tractor segments. The incumbent will be responsible for driving quality credit decisions, managing underwriting activities, ensuring adherence to credit policies, controlling portfolio risk, and supporting sustainable business growth across the Telangana market.
Qualifications
- Graduate in any discipline.
- Minimum 7 years of relevant experience in credit functions within NBFCs.
- Mandatory experience in similar product lines: Used Commercial Vehicle, Two-Wheeler, and/or Tractor Finance.
- Strong understanding of credit appraisal, underwriting, risk assessment, and portfolio management.
- Must be a resident of Telangana with good knowledge of the local market.
- Strong analytical, decision-making, communication, and team management skills.
- Ability to balance business growth with prudent credit risk management.
- Maximum age limit: 32 years.
- Willingness to work from Hyderabad.