The current lending methodology from the banks is really time taking and expensive for the farmers. Due to the strategic tie-up’s with the leading dairy companies, Heritage Finlease Limited (HFL) is able to capture, evaluate, and disperse the loans to the farmers at their door step. This not only reduces the cost to the farmers, but also reduces the lead time for loan processing. This has enabled the dairy companies to quickly enhance the base of milch animals per farmer, and secure their milk procurement. This is a win - win proposition to both the farmers and the dairy industry. The farmer with the help of HFL is able to purchase the right animal, and the dairy industry is not only able to secure its raw material, but also keep inflation at check.